HOA Approval for Tree Removal in Florida: What to Submit
If you live in one of Central Florida's many HOA communities, removing a tree, or sometimes even pruning one heavily, usually needs approval from the association first. The process is simpler when you hand the committee everything it needs the first time. This is general information; your community's documents are what count.
Check your documents first
Look in your HOA's declaration of covenants and architectural guidelines for anything about trees and landscaping. Some communities require approval for any removal; others only for trees above a certain size or in the front yard. Some also require a replacement tree. If you can't find it, ask the management company before you schedule anything.
What to include in your application
- Your address and a simple sketch or photo showing where the tree is on the lot.
- Photos of the tree, including any damage, decay, lean, or roots lifting paving.
- The reason for removal: dead, dangerous, damaging the house or driveway, or too close to a structure.
- The contractor's written scope of work and proof of insurance.
- Your replacement plan, if the community requires one.
What about city permits?
HOA approval and city or county permits are separate. Florida law (section 163.045) stops local governments from requiring a permit for removing a tree from a single-family home's lot when the owner has documentation from an ISA-certified arborist or a Florida-licensed landscape architect that the tree is an unacceptable risk. That law limits local governments, not your HOA, so you may still need the association's approval.
When it's an emergency
If a tree is on your house or threatening to fall after a storm, safety comes first. Many associations allow emergency removal of a hazardous tree with notice afterward. Photograph everything before and after, keep the invoice, and notify the HOA in writing as soon as you can.
Quick answers
Can my HOA stop me from removing a tree?
Often, yes, if your community's documents require approval. The association can't override safety in an emergency, and most allow removal of dead or dangerous trees once you've documented the problem.
How long does HOA approval take?
It depends on how often the architectural committee meets, often a few weeks. A complete application with photos, a written scope, and proof of insurance avoids a second round.
Will you provide what my HOA needs?
Yes. We give you a written scope, photos, and our insurance information to submit with your application.